Dr Nikhil Agarwal, Director, Europe-Asia Business School, India and Editor‑in‑Chief, Journal of Internet Banking and Commerce

Prof. Nahum Goldmann, President ARRAY Development Canada & Publisher Journal of Internet Banking and Commer

Senior banking/insurance/financial industry/government officers, executive decision makers and top experts responsible for charting the strategic course of banking/financial service delivery, top experts/professionals responsible for the stewardship and charting the strategic course of government service delivery. Experts and decision makers on ecommerce strategies and policies.